Money Matters Spring Warms Ups
Set 4 - Save to your H drive.
Tuesday 15th & Wednesday 16th May
1. What is an overdraft?
2.What is a credit union?
3.What is an ATM check card?
Thursday 17th & Friday 18th May
1.What is debt?
2.What is service credit?
3.What is installment credit?
Monday 21st & Tuesday 22nd May
1.What is credit?
2.What is a grace period?
3.What is a charge card?
Wednesday 23rd May
1.What is foreclosure?
2.What is repossession?
3.What is disputing a charge?
5th 6 Weeks
Set 3
Monday 19th & Tuesday 20th March
1.What is financial security?
2.What is inflation risk?
3.What is liquidity?
Wednesday 21st & Thursday 22nd March
1.What is an annual report?
2.What is buying on margin?
3.What is the primary market?
Friday 23rd & Monday 26th March
1.What is a blue chip stock?
2.What is a penny stock?
3.What is a defensive stock?
Tuesday 27th & Wednesday 28th March
1.What is P/E ratio?
2.What does 52 W High and Low indicate?
3.What does Chg. indicate?
Thursday 29th March & Monday 2nd April
1.What is the difference between a 401(k) and a 403(b)?
2.What is common stock?
3.What is a Keogh Plan?
Tuesday 3rd & Wednesday 4th April
1.What is a Municipal Bond?
2.What is a Corporate Bond?
3.What is a Government Bond?
Thursday 5th & Friday 6th April
1.What is liquidity?
2.What is financial security?
3.What is an emergency fund?
Monday 9th & Tuesday 10th April
1.What is a portfolio?
2.What is principal in relation to savings?
3.What is a dividend?
Wednesday 11th & Friday 13th April
1.What is a Municipal Bond?
2.What is a Corporate Bond?
3.What is a Government Bond?
Monday 16th & Tuesday 17th April
1.List 5 things that you will be able to do while working in the Virtual Business simulation.
Wednesday 18th & Thursday 19th April
1.List the four things that you need to consider in relation to your health in the Sim.
2.True or False – You must purchase sufficient bus tokens to allow you get to work on time in the sim.
Friday 20th & Tuesday 24th April
1.In the sim, what do you need to purchase to ensure you get to work on time every day?
2.In the sim, what do you need to purchase to ensure you are sufficiently nourished?
3.True or False – You should schedule regular exercise into your day.
Monday 23rd & Thursday 26th April
1.True or False: Eating one large meal per day is the best way to maintain your health.
2.On average, the ideal amount of sleep for most adults is___ hours.
3.True or False: When starting out a career, you should always work at least two jobs so that you can accumulate money for investing and long-term growth.
Wednesday 25th & Friday 27th April
1.Why is it harder to estimate expenses than to estimate income?
2.Give an example of irregular income.
3.How can a budget help you reach your financial goals?
Monday 30th April & Tuesday 1st May
1.What will allow you to borrow money to buy a car, but you will have to pay it back with interest over time?
2.With what type of insurance, if you are involved in an accident will both parties be covered by their own insurance policies?
3.Which type of insurance pays to fix damages that you cause, but does not cover your own car?
Wednesday 2nd & Thursday 3rd May
1.True or False: A rebate and a discount are the same.
2.What is the purpose of the Better Business Bureau?
3.List two ways you make the most of a tight budget?
Friday 4th & Tuesday 8th May
1.What is an overdraft?
2.What is a credit union?
3.What is an ATM check card?
Monday 7th May
1.What is phishing?
2.What is identity theft?
3.What is an online account transfer?
Wednesday 9th & Thursday 10th May
1.Which form reports interest income earned on a savings account?
2.What is a W2?
3.When would an individual receive a tax refund?
Friday 11th & Monday 14th May
1.True or False: All investments eventually increase in value if held long enough.
2.True of False: Savings accounts generally offer a higher yield than money market accounts.
3.What is inflation?
Tuesday 15th & Wednesday 16th May - Turn in by the end of class for a grade.
1.What is a simple formula for calculating your home equity?
2.True or False - You will always pay less interest with a 15-year mortgage than with a 30-year mortgage, provided that the interest rate is the same for both loans
3.True or False - If you refinance your home, the interest rate will remain the same
4th 6 Weeks
Set 2 - submitted to the drop box for a grade Thursday 8th & Friday 9th March
Monday 5th & Tuesday 6th February
1.What is installment credit?
2.What is a penalty?
3.What is a spending limit?
Wednesday 7th & Thursday 8th February
1. What is garnishment?
2. What is a dispute letter?
3. What is identity theft?
Friday 9th & Monday 12th February
1.What is an escrow account?
2.What is the assessed value of a home?
3.What is equity?
Tuesday 13th & Wednesday 14th February
1.What did you enjoy most about the Renting an Apartment activity?
2.What did you find most challenging?
3.What did you learn that you found most surprising from this assignment?
Thursday 15th & Friday 16th February
1.What was your assigned salary for the Home Buying project?
2.What was the maximum amount you were able to spend on a home with your salary?
3.Were you surprised by what was available in your price range? Explain.
Tuesday 20th & Wednesday 21st February
1.What is a down payment?
2.What is eviction?
3.What is credit management?
Thursday 22nd & Friday 23rd February
1.What is a roommate?
2.What is a loan shark?
3.What is a down payment?
Monday 26th & Tuesday 27th February
1.What is a trade in?
2.What is car title?
3.What is car registration?
Wednesday 28th & Thursday 1st March
1.What is a premium?
2.What is a risk?
3.What is risk assessment?
Friday 2nd & Monday 5th March
1.What is risk transfer?
2.What is permanent life insurance?
3.What is probability?
Tuesday 6th & Wednesday 7th March
1.What is self-insuring?
2.What is disability insurance?
3.What is temporary life insurance?
Thursday 8th & Friday 9th March
1.What are contingencies?
2.What is an emergency fund?
3.What is a foundation?
Done? Copy to the drop box for a grade.
Set 1 - submitted for a grade Thursday 1st & Friday 2nd February
Wednesday 3rd & Thursday 4th January
1.What should you do when the bell goes every day?
2.What do you need to do if you need to go to get water or to the restroom during class?
3.True or False – you may not leave the room during the first or last 15 minutes of class.
Friday 5th & Monday 8th January
1.What is financial responsibility?
2.What is financial irresponsibility?
3.List the 5 steps of the Buying Plan process.
Tuesday 9th & Wednesday 10th January
1.What is APR?
2.What is a Grace Period?
3.What is a CVV security code?
Thursday 11th & Friday 12th January
1.What is a cash advance?
2.What is a finance charge?
3.What is a penalty?
Wednesday 17th & Thursday 18th January
Friday 19th January
1.What did you enjoy most about the Credit Card project?
2.What did you find most challenging?
3.What would you change about the project for future students if you were the teacher?
Monday 22nd & Tuesday 23rd January
1.What is a charge card?
2.What is a balance transfer?
3.What is collateral?
Wednesday 24th & Thursday 25th January
1.List the five factors that affect your FICO Score and the percentage they each contribute to your score.
Friday 26th & Monday 29th January
1.What term is used for someone who pays off their credit cards each month which avoids paying interest?
2.What is the term for someone who pays the minimum balance each year?
3.What information in the documentary most surprised you?
Tuesday 30th & Wednesday 31st January
1.What is credit counseling?
2.What is garnishment?
3.What is foreclosure?
Thursday 1st & Friday 2nd February
1. What is Chapter 7 Bankruptcy?
2. What is Chapter 13 Bankruptcy?
3. Debtors who file for Chapter 7 Bankruptcy must do what?
Done? Copy file to the drop box for a grade.
Tuesday 15th & Wednesday 16th May
1. What is an overdraft?
2.What is a credit union?
3.What is an ATM check card?
Thursday 17th & Friday 18th May
1.What is debt?
2.What is service credit?
3.What is installment credit?
Monday 21st & Tuesday 22nd May
1.What is credit?
2.What is a grace period?
3.What is a charge card?
Wednesday 23rd May
1.What is foreclosure?
2.What is repossession?
3.What is disputing a charge?
5th 6 Weeks
Set 3
Monday 19th & Tuesday 20th March
1.What is financial security?
2.What is inflation risk?
3.What is liquidity?
Wednesday 21st & Thursday 22nd March
1.What is an annual report?
2.What is buying on margin?
3.What is the primary market?
Friday 23rd & Monday 26th March
1.What is a blue chip stock?
2.What is a penny stock?
3.What is a defensive stock?
Tuesday 27th & Wednesday 28th March
1.What is P/E ratio?
2.What does 52 W High and Low indicate?
3.What does Chg. indicate?
Thursday 29th March & Monday 2nd April
1.What is the difference between a 401(k) and a 403(b)?
2.What is common stock?
3.What is a Keogh Plan?
Tuesday 3rd & Wednesday 4th April
1.What is a Municipal Bond?
2.What is a Corporate Bond?
3.What is a Government Bond?
Thursday 5th & Friday 6th April
1.What is liquidity?
2.What is financial security?
3.What is an emergency fund?
Monday 9th & Tuesday 10th April
1.What is a portfolio?
2.What is principal in relation to savings?
3.What is a dividend?
Wednesday 11th & Friday 13th April
1.What is a Municipal Bond?
2.What is a Corporate Bond?
3.What is a Government Bond?
Monday 16th & Tuesday 17th April
1.List 5 things that you will be able to do while working in the Virtual Business simulation.
Wednesday 18th & Thursday 19th April
1.List the four things that you need to consider in relation to your health in the Sim.
2.True or False – You must purchase sufficient bus tokens to allow you get to work on time in the sim.
Friday 20th & Tuesday 24th April
1.In the sim, what do you need to purchase to ensure you get to work on time every day?
2.In the sim, what do you need to purchase to ensure you are sufficiently nourished?
3.True or False – You should schedule regular exercise into your day.
Monday 23rd & Thursday 26th April
1.True or False: Eating one large meal per day is the best way to maintain your health.
2.On average, the ideal amount of sleep for most adults is___ hours.
3.True or False: When starting out a career, you should always work at least two jobs so that you can accumulate money for investing and long-term growth.
Wednesday 25th & Friday 27th April
1.Why is it harder to estimate expenses than to estimate income?
2.Give an example of irregular income.
3.How can a budget help you reach your financial goals?
Monday 30th April & Tuesday 1st May
1.What will allow you to borrow money to buy a car, but you will have to pay it back with interest over time?
2.With what type of insurance, if you are involved in an accident will both parties be covered by their own insurance policies?
3.Which type of insurance pays to fix damages that you cause, but does not cover your own car?
Wednesday 2nd & Thursday 3rd May
1.True or False: A rebate and a discount are the same.
2.What is the purpose of the Better Business Bureau?
3.List two ways you make the most of a tight budget?
Friday 4th & Tuesday 8th May
1.What is an overdraft?
2.What is a credit union?
3.What is an ATM check card?
Monday 7th May
1.What is phishing?
2.What is identity theft?
3.What is an online account transfer?
Wednesday 9th & Thursday 10th May
1.Which form reports interest income earned on a savings account?
2.What is a W2?
3.When would an individual receive a tax refund?
Friday 11th & Monday 14th May
1.True or False: All investments eventually increase in value if held long enough.
2.True of False: Savings accounts generally offer a higher yield than money market accounts.
3.What is inflation?
Tuesday 15th & Wednesday 16th May - Turn in by the end of class for a grade.
1.What is a simple formula for calculating your home equity?
2.True or False - You will always pay less interest with a 15-year mortgage than with a 30-year mortgage, provided that the interest rate is the same for both loans
3.True or False - If you refinance your home, the interest rate will remain the same
4th 6 Weeks
Set 2 - submitted to the drop box for a grade Thursday 8th & Friday 9th March
Monday 5th & Tuesday 6th February
1.What is installment credit?
2.What is a penalty?
3.What is a spending limit?
Wednesday 7th & Thursday 8th February
1. What is garnishment?
2. What is a dispute letter?
3. What is identity theft?
Friday 9th & Monday 12th February
1.What is an escrow account?
2.What is the assessed value of a home?
3.What is equity?
Tuesday 13th & Wednesday 14th February
1.What did you enjoy most about the Renting an Apartment activity?
2.What did you find most challenging?
3.What did you learn that you found most surprising from this assignment?
Thursday 15th & Friday 16th February
1.What was your assigned salary for the Home Buying project?
2.What was the maximum amount you were able to spend on a home with your salary?
3.Were you surprised by what was available in your price range? Explain.
Tuesday 20th & Wednesday 21st February
1.What is a down payment?
2.What is eviction?
3.What is credit management?
Thursday 22nd & Friday 23rd February
1.What is a roommate?
2.What is a loan shark?
3.What is a down payment?
Monday 26th & Tuesday 27th February
1.What is a trade in?
2.What is car title?
3.What is car registration?
Wednesday 28th & Thursday 1st March
1.What is a premium?
2.What is a risk?
3.What is risk assessment?
Friday 2nd & Monday 5th March
1.What is risk transfer?
2.What is permanent life insurance?
3.What is probability?
Tuesday 6th & Wednesday 7th March
1.What is self-insuring?
2.What is disability insurance?
3.What is temporary life insurance?
Thursday 8th & Friday 9th March
1.What are contingencies?
2.What is an emergency fund?
3.What is a foundation?
Done? Copy to the drop box for a grade.
Set 1 - submitted for a grade Thursday 1st & Friday 2nd February
Wednesday 3rd & Thursday 4th January
1.What should you do when the bell goes every day?
2.What do you need to do if you need to go to get water or to the restroom during class?
3.True or False – you may not leave the room during the first or last 15 minutes of class.
Friday 5th & Monday 8th January
1.What is financial responsibility?
2.What is financial irresponsibility?
3.List the 5 steps of the Buying Plan process.
Tuesday 9th & Wednesday 10th January
1.What is APR?
2.What is a Grace Period?
3.What is a CVV security code?
Thursday 11th & Friday 12th January
1.What is a cash advance?
2.What is a finance charge?
3.What is a penalty?
Wednesday 17th & Thursday 18th January
- What is the most surprising thing you learned from the Realities of Cash Advances activity?
- What are your personal feelings about companies that offer cash advances?
Friday 19th January
1.What did you enjoy most about the Credit Card project?
2.What did you find most challenging?
3.What would you change about the project for future students if you were the teacher?
Monday 22nd & Tuesday 23rd January
1.What is a charge card?
2.What is a balance transfer?
3.What is collateral?
Wednesday 24th & Thursday 25th January
1.List the five factors that affect your FICO Score and the percentage they each contribute to your score.
Friday 26th & Monday 29th January
1.What term is used for someone who pays off their credit cards each month which avoids paying interest?
2.What is the term for someone who pays the minimum balance each year?
3.What information in the documentary most surprised you?
Tuesday 30th & Wednesday 31st January
1.What is credit counseling?
2.What is garnishment?
3.What is foreclosure?
Thursday 1st & Friday 2nd February
1. What is Chapter 7 Bankruptcy?
2. What is Chapter 13 Bankruptcy?
3. Debtors who file for Chapter 7 Bankruptcy must do what?
Done? Copy file to the drop box for a grade.